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Im an former IHG Creation card Holder and all spend goes on this card, Looking for a card to replace the Creation card. Im also in North of Scotland so deliveroo options dont really work.
Im looking for something that would work with the following airlines as they fly out of my local Airport Aberdeen, Flying Blue Points or Avios that can be transfered to other Frequent flyer Schemes
Hotels
any of the major chainsDue to issues with BA and I really dont want to give them any of my business
The other new issue is as Im a director of my own company my salarey might not be suitable to apply for a new credit card even though I have a excellent credit rating
With a £2k or so spend per month on cards which has in the past given me lots of hotel stays and flights (When I was running down my BA card) I feel as though I want to get something back
Any thoughts
You need to do some homework, but all the information is on this site.
The “usual suspects” round here are the Virgin cards and the Barclaycard Avios card.
Both have a free card which earns at a lower rate, and one with a monthly fee which earns more.
There’s also Amex, but they have annual fees, however the “points” they accumulate from spending are transferable to multiple airline/hotel schemes.
All of them have had impressive sign-up bonuses in the recent past which are arguably worth waiting for.
With regard to “salary”, the question on application forms is usually “income”, so if you’re taking dividends that’s fine. What’s a bit tricky is if you’re not taking money out of the company and you claim its profits as your personal income – you are on a sticky wicket then if they ask you for evidence of income.
On top of above suggestions, Amex ARCC, Amex Marriott cards are worth checking out.
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