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Looks like Amex have changed the platinum card from a charge card to a credit card. Now offering a sign up bonus of 60k MR and £200 of AmexTravel credit
Yeah I just saw that while talking to my GF. Was surprised to see them talking about the Platinum credit card in one of the links and then realised there’s now £1,200 limit shown as example as well as an APR.
I guess it’s nice with Section 75 protection but I don’t know any other benefit with the change.
And you’re able to hold both, should you wish to pay 2x annual fees:
https://www.americanexpress.com/en-gb/charge-cards/platinum-card/platinum-charge-card-vs-credit-card/It says the bonus MR on signup wouldn’t apply but maybe the £200 travel credit does. And you’d get the dining credit, so could be worth holding for a period? I guess Rob will do an article in due course.
Also the fact that many people here probably won’t be eligible for the welcome bonus, as it’s now a credit card, the likelihood of upgrading to Platinum may be available with a bonus.
Yep, an upgrade bonus would be good for gold credit card holders.
And hopehully upgrade path from the green charge card which is being withrawn (see main article)
And rename the cb cards!
Why did they dilute the Amex platinum brand by associating it with cb?And rename the cb cards!
Why did they dilute the Amex platinum brand by associating it with cb?Agreed! People say, oh yes I’ve got the Platinum card too. Have you though?…
65k sign up bonus if referred.
- This reply was modified 55 years, 4 months ago by .
I just signed up for The Platinum charge card on Monday, with a 70k MR sign up bonus (through referral). About a 100GBP difference (vs 600 MR + 200 GBP travel credit), but for a lower total spend. I’m happy with that, since it doesn’t lock me in to too much spending before getting the bonus. I’d be a little annoyed if I had signed up for the 30k MR bonus this week. I suppose Platinum charge card holders will be a more exclusive, albeit dwindling, club now.
An upgrade path from Gold would be nice – even for a reduced bonus. Unsure it’s worth closing a Gold for 24 months to gamble on what the signup bonus might be in two years time.
Will Hilton honour status when booked via Amex Travel?
Will Hilton honour status when booked via Amex Travel?
In general no if booked online – if booked via the phone there is a chance it will be honoured
This move leaves Centurion, the basic card and Harrods Card the only remaining charge cards in the UK market (excl. ICC) — unless the charge card version will still be available over the phone.
My first thought is this is going to be difficult for people who actually need the “no preset limit” due to inconsistent month-to-month spend. It will also be interesting to see how high the credit limit goes – whilst AMEX is more accommodating than other issuers with limits, I doubt it will be as high as the charge cards.
My first thought is this is going to be difficult for people who actually need the “no preset limit” due to inconsistent month-to-month spend. It will also be interesting to see how high the credit limit goes – whilst AMEX is more accommodating than other issuers with limits, I doubt it will be as high as the charge cards.
A higher credit limit for plat will result in other cards being rejected or be given a tiny limit – as we see in the case of Virgin and Barclaycard.
My first thought is this is going to be difficult for people who actually need the “no preset limit” due to inconsistent month-to-month spend. It will also be interesting to see how high the credit limit goes – whilst AMEX is more accommodating than other issuers with limits, I doubt it will be as high as the charge cards.
A higher credit limit for plat will result in other cards being rejected or be given a tiny limit – as we see in the case of Virgin and Barclaycard.
Never bothered with either Barclays or Virgin — but HSBC did have an issue with a card from another bank having a 150k limit. The credit card team threatened to cancel my HSBC card unless I reduced the other limit to 50k, and even my HSBC PB desk at the time weren’t able to intervene.
I was thinking of cancelling the Centurion this year after the relaunch (and also expecting the travel proposition to get progressively worse like the US version). But unless Plat Charge is still offered secretly as a downgrade path — I think I will stick to Centurion for now. £3400 is really more of a credit facility fee as other limited options in this segment all suck even more.
Could be a great move to make space for the long-rumoured new card between Plat/Cent – by making it near impossible to get a charge card otherwise.
I called today to query my options regarding my existing Platinum Card (Charge). I was told there is no option to downgrade to Gold Charge, even though I have done this before – I think my Platinum charge card account started as a Gold charge actually.
I am not 100% sure the rep knew what they were on about, so I will try calling again in a few days, but if that option is gone, I may end up cancelling altogether. I think it’s time to get the Rewards Credit Card to keep my MR points alive…
If anyone does know for sure if this option is now gone for ever, please do let us know.
65k sign up bonus if referred.
Very odd moderation behaviour on this site. Comments section clearly held to a higher standard than the forum.
Mention asking Rob for a referral on the main article comments = comment deleted.
Post your own referral link in the forums = fill yer boots.
- This reply was modified 55 years, 4 months ago by .
There is, unfortunately, a major back end difference between comments and forum which makes the latter far more difficult for us to handle, especially on a mobile.
We are considering creating a new full time job to handle the forum and the general daily management of the site.
There is, unfortunately, a major back end difference between comments and forum which makes the latter far more difficult for us to handle, especially on a mobile.
We are considering creating a new full time job to handle the forum and the general daily management of the site.
OT but how is the forum working out @Rob? I was on the fence about a forum but I now know I prefer the old comments. It was a lot to get through everyday but at least I did not miss anything. On the forums I find myself re reading the same comments so less inclined to read everything and just have a skim.
There is, unfortunately, a major back end difference between comments and forum which makes the latter far more difficult for us to handle, especially on a mobile.
We are considering creating a new full time job to handle the forum and the general daily management of the site.
Still OT but it might be worth considering adding a report post function in the short term, basically crowd sourcing moderation and saving you from checking every thread each day. When I was running some forums I asked trusted, long term members to be moderators. Some kindly agreed and we set up a process where they would move any questionable posts into a holding area, pending admin review. They also did housekeeping like renaming thread titles or splitting threads when conversations deviate, like here! Any blatant spam posts (of which there are still some here) would just get soft deleted outright from the site. By that, I mean they were still in the database, for auditing and future strategy reference purposes.
I guess what I am saying is, you have options.
Forum page views are about 15% up on the old chat thread. Not a huge increase but noticeable given the scale we operate at (it is about 750k extra page views per year).
The key benefits are:
* massively easier for us to control, we are saving literally an hour per day which includes one less hour per day at weekends, on holiday etc
* Google likes the forum and is sending us lots of first time visitors which is hugely valuable for the long term success of the site
* it is substantially more inclusive than the chat thread, which was effectively read by about 200 people out of our 50,000 daily readers
To be honest it’s quite sad that they are completely getting rid of the charge card market, when this is one of the iconic features that made Amex different! I do not want to have a credit limit, and if I want to use a credit facility, there are plenty of other options to do so…
I downgraded to the green charge card a few months ago because I didn’t need the platinum benefits (I would have downgraded to the gold charge card instead but this one got removed from the market already!)… I’ve called them today to upgrade to platinum again on the condition it had to be to the platinum charge card, and thankfully I was able to upgrade to the charge card, phew!
I just wish there was the possibility to get more than one additional user for free on the new CC version. Even having 1 or 2 Gold users would’ve been nice.
It’s put me off from considering it but will see how things are like in 2-3 years and reconsider it.
- This reply was modified 55 years, 4 months ago by .
What’s the underlying reason for removing the additional four supplementary cards? Is it regulatory/related to S75? Are supplementary credit cards more expensive for them to manage?
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