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Forums Payment cards American Express Membership Rewards point deficit

  • 281 posts

    If i get the bonus offer spend for spending £3000 in 3 month and i get a refund for something. If i have already transferred the MR points will my account go into deficit of the full bonus or just the say 100 MR points for the £100 that got me over the line?

    264 posts

    Full bonus if the refund takes you below the £3k in first 3 months

    281 posts

    Cheers, i take it i wont be able to cancel card if that bonus is owed back do you think?

    1,070 posts

    Yes, you can cancel with negative MR.

    379 posts

    I am in the case where I bought 3 flight tickets at c. £1k each when I got the card 6 months ago. It is now looking like one of these will be refunded following cancellation. I havent really spent anything else on the card.
    Will this remove SUB? If so, could I quickly spend £1k to get it back (even though it is well beyond the 3 month original period)?
    Or will it now just remove 1000 MR points?

    65 posts

    Will the airline allow you to take a voucher? Maybe the best idea.

    11,273 posts

    I am in the case where I bought 3 flight tickets at c. £1k each when I got the card 6 months ago. It is now looking like one of these will be refunded following cancellation. I havent really spent anything else on the card.
    Will this remove SUB? If so, could I quickly spend £1k to get it back (even though it is well beyond the 3 month original period)?
    Or will it now just remove 1000 MR points?

    Could you not just move your points before the refund hits? Once you’re past the 3 month period I don’t think you can make up the spend again.

    379 posts

    Could you not just move your points before the refund hits? Once you’re past the 3 month period I don’t think you can make up the spend again.

    I could (indeed I have). But I dont want to annoy amex, and I’m not going to be spending £30k to make it up!

    756 posts

    Yes, you can cancel with negative MR.

    Will they let you open another amex?

    1,070 posts

    Yes.

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