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Forums Payment cards Other payment cards How to see how much of the £10k Curve fronted limit I’ve spent each month

  • 316 posts

    Is there an easy way to do this? I believe most of my spend this month is fronted (c. £9k). But £1k or so I think shouldn’t count as fronted as I was just using it for an online transaction in USD to buy some points.

    I know the £10k fee free limit on curve metal runs by calendar month but any way to see how much they think I’ve fronted each month?

    1,070 posts

    This has been discussed multiple times already, including yesterday.
    There isn’t a way. On Tuesday start to keep track yourself on a spreadsheet.

    756 posts

    Basic maths. Just go on your curve app and find out what might be fronted from 1st to the current day of the month. What do you expect a printed report from your pocket?

    1,070 posts

    A tab on the app saying how much fronted transactions you’ve done so far (plus FX use). Not that difficult to understand what the OP want.s
    Curve don’t do it just so that people that don’t keep track go over their allowances and Curve makes some more money.

    756 posts

    If you go over just GBIT and charge a debit acc.

    735 posts

    My Money -> Insights -> Categories. All of my Fronted transactions have always been in included as Services, and no other transaction ever has. I would check carefully, though, as your spending habits may be different from mine and I can’t promise your categorisation will be as accurate as mine.

    623 posts

    HMRC shows up in General

    1,070 posts

    My Money -> Insights -> Categories. All of my Fronted transactions have always been in included as Services, and no other transaction ever has. I would check carefully, though, as your spending habits may be different from mine and I can’t promise your categorisation will be as accurate as mine.

    Even if that was true for everyone, much easier to just keep track elsewhere every time you do a Fronted transaction. Your method requires lots of clicks on all transactions, and then having to copy them over still elsewhere to add them up.

    1,070 posts

    If you go over just GBIT and charge a debit acc.

    Still missing the point.

    735 posts

    My Money -> Insights -> Categories. All of my Fronted transactions have always been in included as Services, and no other transaction ever has. I would check carefully, though, as your spending habits may be different from mine and I can’t promise your categorisation will be as accurate as mine.

    Even if that was true for everyone, much easier to just keep track elsewhere every time you do a Fronted transaction. Your method requires lots of clicks on all transactions, and then having to copy them over still elsewhere to add them up.

    it’s dead simple for me because it’s always all my Fronted transactions and no others. Why would I want to keep a separate record?

    1,070 posts

    Just because you can add all transactions in your head not everybody can.
    If you have to note them down to add them up, you are also creating a separate record (even if only temporary), just doing it much less efficiently.
    But even if you add them up your head I fail to see how having to click through a lot of transactions is not a massive waste of time compared to just note them down when they happen. But it’s not my time, so I don’t care.

    131 posts

    It depends how you use fronted. Two £5k transactions per month isn’t hard to keep track of. If you do many transactions of varying amounts then it’s going to be more tricky to add it up as you go.

    735 posts

    Just because you can add all transactions in your head not everybody can.
    If you have to note them down to add them up, you are also creating a separate record (even if only temporary), just doing it much less efficiently.
    But even if you add them up your head I fail to see how having to click through a lot of transactions is not a massive waste of time compared to just note them down when they happen. But it’s not my time, so I don’t care.

    No need to add anything up. The app shows the total for the calendar month.

    6,607 posts

    I can’t really understand all the whingeing here. Fronted is provided by Curve as a loss leader so they aren’t rushing to offer a meter. If someone wants to be a remotely serious ‘player’ in the credit card space, it’s necessary to have a modicum of competence and administrative skills. Just how many monthly transactions require ‘fronted’ that a vaguely competent cardholder can’t manage that adding up process using the app or their own system? It’s a bit like the really clever people on a two year Amex break who can’t remember when they cancelled, reapply too early then make a big fuss that Amex misled them but still end up on a four year break. If you can’t manage the admin, keep it simple.

    136 posts

    Fronted is provided by Curve as a loss leader so they aren’t rushing to offer a meter. a cardholder can manage that adding up process using the app or their own system. keep it simple.

    I fixed it for you by removing all the unnecessary insults. You’re welcome.

    1,070 posts

    Just because you can add all transactions in your head not everybody can.
    If you have to note them down to add them up, you are also creating a separate record (even if only temporary), just doing it much less efficiently.
    But even if you add them up your head I fail to see how having to click through a lot of transactions is not a massive waste of time compared to just note them down when they happen. But it’s not my time, so I don’t care.

    No need to add anything up. The app shows the total for the calendar month.

    No it doesn’t, this is the entire point of this entire discussion.
    If they did show the amount.

    1,070 posts

    Fronted is provided by Curve as a loss leader so they aren’t rushing to offer a meter. a cardholder can manage that adding up process using the app or their own system. keep it simple.

    I fixed it for you by removing all the unnecessary insults. You’re welcome.

    JDB not insulting people is not possible. Since this forum has no moderation we have to put up with it.

    6,607 posts

    @Rui N. we must use a different app. I definitely have monthly totals under ‘My Money’, albeit ‘fronted’ transactions aren’t separated out, but not unduly difficult to add or subtract those.

    735 posts

    @Rui N. we must use a different app. I definitely have monthly totals under ‘My Money’, albeit ‘fronted’ transactions aren’t separated out, but not unduly difficult to add or subtract those.

    Exactly. For many of us, the Services total will include all Fronted transactions and no others. Job done. For others, some Fronted transactions will appear elsewhere, so a small amount of arithmetic may be required.

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