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Forums Payment cards American Express Hitting the Amex Platinum spend target

  • 6 posts

    Struggling to hit required spend to trigger Plat bonus.

    I tried the hotels.com route and failed as they clawed back the points.
    Now I have circa £3k to spend in 10 days to hit the threshold.

    I’m happy with losing 5-10% inb ‘fees’ if I have to, as it’s worth 65k MR points (which at the very least is worth £520 in Nectar points).

    Any ideas? (ideally without having to have a year’s stash of supermarket gift vouchers).

    647 posts

    Do you have a tax bill that you can pay using Billhop?

    11,254 posts

    Did you cancel the hotel before you transferred the MR points? If so, why?!

    322 posts

    It may not be what you’re after given you don’t want supermarket cards, but you could always top up your Amazon account. If I recall correctly, they have a 10 year expiry

    505 posts

    gift cards, amazon, top up your energy bill, pay your council tax [using PayPoint], hmrc with billhop….

    1,070 posts

    Hotels.com and don’t cancel before you get the points…

    350 posts

    Fully flexible long haul BA First ticket for a year away.
    Get the points, transfer them out, cancel the card and then apply for a refund. Amex will send the money to an account or another Amex card. You will need around £10k in free cash flow that you can tie up.

    HfP Staff
    2,770 posts

    Yes … obviously a Hotels.com refund would have resulted in clawback. What you’d need to do is transfer the points out of Amex before the refund hits. Your MR account then goes into major negative territory, but as long as you intend to cancel immediately that’s not an issue for you.

    6 posts

    Yes … obviously a Hotels.com refund would have resulted in clawback. What you’d need to do is transfer the points out of Amex before the refund hits. Your MR account then goes into major negative territory, but as long as you intend to cancel immediately that’s not an issue for you.

    You say obviously, but I am pretty sure there was a time not long ago when Amex associated a bonus with a transaction that took it across a threshold. And so long as that particular transaction wasn’t refunded, then the bonus remained.
    Maybe I’m mistaken.

    Anyhow, doesn’t matter now – that loophole, if it ever existed, doesn’t exist now.

    383 posts

    Surely you can just use the Hotels.com route to buy you more time, and then only cancel that booking once you you have continued to spend over the coming month or two, ensuring that the booking value is covered?

    Does Amex (say 2months later) down the line calculate that a refund lowered an account below a spend target 2months prior, and so claw back bonus points? That’d be quite impressive if they have coded their systems to handle that.

    350 posts

    Yes … obviously a Hotels.com refund would have resulted in clawback. What you’d need to do is transfer the points out of Amex before the refund hits. Your MR account then goes into major negative territory, but as long as you intend to cancel immediately that’s not an issue for you.

    You say obviously, but I am pretty sure there was a time not long ago when Amex associated a bonus with a transaction that took it across a threshold. And so long as that particular transaction wasn’t refunded, then the bonus remained.
    Maybe I’m mistaken.

    Anyhow, doesn’t matter now – that loophole, if it ever existed, doesn’t exist now.

    I think you are mistaking this for hitting the threshold for the BA 241 companion voucher. That is the only scenario in which you can reverse your spend threshold and Amex couldn’t be able to claw back your voucher.

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