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I need to spend around £1400 by 20 June (three days’ time!) to trigger the ‘cabin upgrade’ voucher.
If I spend this amount before 20 June, but it hasn’t cleared (so still shows as ‘pending’), will it count towards the £20K total please?
Grateful for any advice.
Best regards.
Simon
Can’t give a definitive answer, but I believe not. Until it clears Barclaycard don’t know if it’s an actual purchase or simply a reservation (e.g. hotel check in or hire car collection). Certainly avios are not added to the total until it clears.
Easy enough to check by looking at the spend tracker in the app while and after something is pending.
@setting – pending transactions do not count towards your spend to reach any threshold. As @AndrewT says, until the transaction clears, Barclays knows very little about that transaction save that it needs block the amount of the charge vs your limit. It’s not a good idea to run things too close – you will get no mercy. If you spend today, any UK transaction ought to clear by Thursday, tomorrow’s spend quite possibly, Wednesday quite possibly not. You should be able to follow the pattern in your app.
But what counts is the spend date of the transaction once cleared, not the date it clears. For example I purchased a sandwich on Thursday, it sat in pending until today, but once cleared shows as a Thursday 13th June transaction, so for any spend targets it would be given a 13th date, not 17th.
The merchant must charge your card before the deadline, hotels often don’t charge until a few days later (just place a hold), likewise online shopping (often don’t charge until dispatch). Council tax and energy providers (and sandwiches) charge same day.
Not convinced on that one. If it does not get added to the spend total / tracker until it clears, which seems to be agreed, and the annual reset kicks in without the voucher being triggered, would it then get backdated to the previous year and retrospectively award the voucher?
I suspect not, and if it doesn’t good luck trying to convince anyone at Barclays otherwise.
Not convinced on that one. If it does not get added to the spend total / tracker until it clears, which seems to be agreed, and the annual reset kicks in without the voucher being triggered, would it then get backdated to the previous year and retrospectively award the voucher?
I suspect not, and if it doesn’t good luck trying to convince anyone at Barclays otherwise.
Yes, I also believe that the spend by date is the cutoff and will only include transactions processed by that date. Transactions made on a prior date but processed after the ‘spend by’ date will not count. This is also consistent with the treatment of charges on monthly statements. My May statement date was 23rd but three transactions made on that day were not included on the statement. One from the 22nd was on the statement but the other was not. That’s a consistent pattern. The advice not to run any spend to the wire is entirely valid and as above, pleading with Amex will be a thankless task.
The above should of course say pleading with Barclaycard. The same would however, apply to Amex and HSBC who show the transaction and processed dates on their statements which Barclays doesn’t. These dates are increasingly the same for UK transactions.
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