Maximise your Avios, air miles and hotel points

Forums Payment cards Other payment cards Curve replacing personal cards with business cards if used with COT

  • 623 posts

    Has anyone used a Business Barclaycard with Curve recently? Did curve flip you onto a Curve Business card?

    285 posts

    Given 10 June has come and gone anyone have any updates to share? Still have the personal curve but most bills are to HMRC for corporate taxes so I am thinking of switching to corporate. That said I’m still confused as to whether the 10k fee-free fronted applies on the corporate card (sounds like you save the 1.5% fee but need to pay 0.1%)?

    279 posts

    Has anyone used a Business Barclaycard with Curve recently? Did curve flip you onto a Curve Business card?

    Yes.
    Have received my renewed card as business following current card which was personal.
    Have used Barclays card business with it in the recent past but majority spend is with personal credit card like BA black.

    279 posts

    Sorry VS BLACK not BA BLACK

    285 posts

    So to understand @roger you switched to commercial curve and still use a personal credit card on it?

    279 posts

    So to understand @roger you switched to commercial curve and still use a personal credit card on it?

    No curve when replacing the card sent me business card instead of personal card which I used for last three years or so.

    I am yet to find out what are the downsides of any.
    As long as I can pay into HMRC and other curve fronted payments ( limited to £10k per month), I will e ok with it.

    1,058 posts

    There is no issue linking personal cards to a Curve business/commercial card, which makes the whole idea of even having a Curve business/commercial card a complete farce…except for the additional revenue from transactions to Curve of course.

    285 posts

    So to understand @roger you switched to commercial curve and still use a personal credit card on it?

    No curve when replacing the card sent me business card instead of personal card which I used for last three years or so.

    I am yet to find out what are the downsides of any.
    As long as I can pay into HMRC and other curve fronted payments ( limited to £10k per month), I will e ok with it.

    Thanks. Those HMRC payments must come with a small fee right?

    1,058 posts

    Those HMRC payments must come with a small fee right?

    A mere 0.1%.

    103 posts

    Those HMRC payments must come with a small fee right?

    A mere 0.1%.

    I thought HMRC charge more than 1% for a commercial Curve card being used, is that not the case?

    279 posts

    It is indeed 0.1% but not sure if this means I can use “unlimited” Business / Commercial credit card as opposed to limited to £1500 if I am on
    Curve Metail which is marked as BUSINESS DEBIT as opposoed to PERSONAL DEBIT card.

    285 posts

    I assume the 0.1% fee counts towards fronted payment? So you can only use £9990 fee free?

  • You must be logged in to reply to this topic.

The UK's biggest frequent flyer website uses cookies, which you can block via your browser settings. Continuing implies your consent to this policy. Our privacy policy is here.