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Forums Payment cards Other payment cards Curve changes from November 10th

  • 281 posts

    Anyone giving out their curve points collection strategies yet since a lot got closed due to curves new limits etc.

    The one I done last year triggered KYC checks but told them straight what I was doing and got a slap on the wrist.

    I don’t mean tell me ones that still work, just the ones that we cannot do anymore.

    853 posts

    I have tried amex and ernie payment this week, all failed. Telling me to go check my details. Anyone else having issues?

    11,254 posts

    Amex was fine for me on Sunday, but I’ve come to the conclusion that it may be to do with having Curve linked as the payment card for quite some time now.

    1,459 posts

    I haven’t had any use for Curve since November, but they seem to have stolen the 5p of curve cash I haven’t been able to spend as it now says £0.00

    1,323 posts

    Wonder how many are going to trigger the fronted fee this month.
    Last month’s payment was on 6th and I almost paid today before realising it was 29 days last month! 🙈

    11,254 posts

    I’ve used t’internet to calculate the dates and put them on my calendar for the next 6 months!

    116 posts

    I’ve used t’internet to calculate the dates and put them on my calendar for the next 6 months!

    It doesn’t work like that. For example if your 30 days finish on 6th but you dont use your new fronted allowance until the 10th. You end up moving your rolling 30 days allowance. More annoyingly if you pass the monthly fee date and want to leave

    11,254 posts

    Au contraire, it does work like that because I use the full allowance on the reset date.

    712 posts

    Any spreadsheet will add 30 to a date format cell and give you a new date. Bear in mind it’s also time related, so effectively 30 X 24 hours not calendar days.

    They have at least clarified that now in their online help.

    1,421 posts

    Au contraire, it does work like that because I use the full allowance on the reset date.

    Yes, same. I sat out a month in Feb so as to create clear water and will now spend it all on 4th of the month and not touch again

    11,254 posts

    It’s very easy, even with 2 Curves in our house. Pay Brighton/Branson and if there’s any left over put it away for a rainy day. Then forget about it for 31 days!

    853 posts

    Any spreadsheet will add 30 to a date format cell and give you a new date. Bear in mind it’s also time related, so effectively 30 X 24 hours not calendar days.

    They have at least clarified that now in their online help.

    Add 31 days then the time dependency point won’t be a problem at all. Think this was mentioned many many pages ago.

    Does anyone know if my transaction counts towards the fronted limit if the transaction is declined? On my fronted account it appears as the transaction was taken then refunded…

    1,058 posts

    Detailed spreadsheets for a few additional credit card points. Madness!

    124 posts

    It’s very easy, even with 2 Curves in our house. Pay Brighton/Branson and if there’s any left over put it away for a rainy day. Then forget about it for 31 days!

    The 31 days is key. However, I don’t forget about it. I use the 3£K fronted on day 31 then turn off fronted and still use it for the cashback/rewards. So far this year this is more than covering the fee for me.

    116 posts

    Detailed spreadsheets for a few additional credit card points. Madness!

    its not just a few, it adds up

    Au contraire, it does work like that because I use the full allowance on the reset date.

    im surprised people use the full allowance in one day, curve must be getting good analytics out of this gig

    11,254 posts

    It’s £3k, pretty average credit card bill I would have thought. But you’re assuming they are that organised!

    1,058 posts

    Detailed spreadsheets for a few additional credit card points. Madness!

    its not just a few, it adds up

    Au contraire, it does work like that because I use the full allowance on the reset date.

    im surprised people use the full allowance in one day, curve must be getting good analytics out of this gig

    I just count 31 days on in my Outlook calendar. Works a treat, no need for spreadsheets!

    56 posts

    im surprised people use the full allowance in one day, curve must be getting good analytics out of this gig

    That doesn’t even come remotely close to covering my HMRC bill… someone’s gotta pay for yesterday’s performative NI cuts

    It narks me when either Curve or HMRC’s payment systems are down at the *precise minute* the clock ticks past 30 days…

    853 posts

    Detailed spreadsheets for a few additional credit card points. Madness!

    its not just a few, it adds up

    Au contraire, it does work like that because I use the full allowance on the reset date.

    im surprised people use the full allowance in one day, curve must be getting good analytics out of this gig

    I ❤️spreadsheets this is fun for me. I’m sure some people thinks we are nuts to spend so much time collecting points.

    853 posts

    Detailed spreadsheets for a few additional credit card points. Madness!

    its not just a few, it adds up

    Au contraire, it does work like that because I use the full allowance on the reset date.

    im surprised people use the full allowance in one day, curve must be getting good analytics out of this gig

    I just count 31 days on in my Outlook calendar. Works a treat, no need for spreadsheets!

    good point put in a reoccurring appointment every 31 days.

    34 posts

    Any idea if Curve Fronted works with NS&I still, with Virgin being the underlying card? Wanted to check since I am aware Virgin now prevents you from paying other credit card bills, even with Fronted on, but unsure if the same applies to NS&I…

    Thanks!

    11,254 posts

    It will work, but Virgin will charge you, so not really worth it.

    65 posts

    Does anyone know when the 30 days start?

    369 posts

    … It’s rolling. So transactions within the last 30 days from this second right now… And now this one… And now this one… And now this one…

    23 posts

    Apologies if already asked, however are the U.K. and foreign ATM limits separate? Eg for Black do you get £500 in the U.K. AND another £500 abroad or £500 total?

    Thanks.

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