Is there a payment limit when using Amex with PayPal?

[anasilva]

Hello,

I want to transfer money to pay for a service.
Amex is not an option, but PayPal is.
Do you know what is the limit to transfer money from PayPal using an Amex card?

• This topic was modified 55 years, 4 months ago by .

[trader363]

No limit as far as I know if you’re paying for a service through a retailers site

[SteveJ]

If you’re paying for goods and services you’ll be fine.

If the supplier asks for you to pay using “friends and family” you’re potentially opening yourself up to a slap on the wrist / worse from Amex as well as no protection from either Amex or PayPal.

[Carlos]

SteveJ wrote:

If you’re paying for goods and services you’ll be fine.

If the supplier asks for you to pay using “friends and family” you’re potentially opening yourself up to a slap on the wrist / worse from Amex as well as no protection from either Amex or PayPal.

What if you owe a friend and pay by Amex to their PayPal account. Is this a suitable way to earn points (obviously the friend is trusted and known in person and not a scam) Im sure theres no fees either?

[BuildBackBetter]

Carlos wrote:

SteveJ wrote:

If you’re paying for goods and services you’ll be fine.

If the supplier asks for you to pay using “friends and family” you’re potentially opening yourself up to a slap on the wrist / worse from Amex as well as no protection from either Amex or PayPal.

What if you owe a friend and pay by Amex to their PayPal account. Is this a suitable way to earn points (obviously the friend is trusted and known in person and not a scam) Im sure theres no fees either?

As SteveJ mentioned, any payment to friends and family could risk triggering compliance. I paid £20 to a friend and my account was locked until additional authentication. You can get by with one payment, but anything more, you are inviting trouble.

[PaulC]

I’ve paid a few times to a local club I attend in the last few months. Sent to a person’s PayPal account (Not Business)
Not had any issues but its only been about £20 each time.

I’ve also paid for an item on Marketplace but didn’t send it as Friends and Family and I paid the fee just to cover the risk.

• This reply was modified 55 years, 4 months ago by .