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Forums Payment cards American Express Additional ways to reach £10k spend

  • 316 posts

    I couldn’t think of a better title…

    I’d only realised recently that I could pay off my service charges for my appartment with a credit card and hence that instantly makes up over £3k (sadly) towards £10k spend threshold to unlock companion or upgrade vouchers for something I was paying already.

    Despite obvious daily spending, does anyone else have tips or workarounds to help hit spend thresholds? ie do any energy companies accept credit card top ups to then lower direct debits to minimal amounts? Can council tax be paid off with credit cards? I also want to ensure I’m not doing anything that incurs a cash advance fee although all the above should be fine, being bills.

    277 posts

    I pay my council tax with amex via paypoint. It does depend on what payment facilities yours has though.

    955 posts
    294 posts

    I couldn’t think of a better title…

    I’d only realised recently that I could pay off my service charges for my appartment with a credit card and hence that instantly makes up over £3k (sadly) towards £10k spend threshold to unlock companion or upgrade vouchers for something I was paying already.

    Interesting, I just logged into my service charge account for my flat and under “ways to pay” it says “further to recent government legislation changes, we are no longer able to accept card payments”.

    756 posts

    I couldn’t think of a better title…

    I’d only realised recently that I could pay off my service charges for my appartment with a credit card and hence that instantly makes up over £3k (sadly) towards £10k spend threshold to unlock companion or upgrade vouchers for something I was paying already.

    Interesting, I just logged into my service charge account for my flat and under “ways to pay” it says “further to recent government legislation changes, we are no longer able to accept card payments”.

    well thats a lie, they just dont want to deal with chargebacks

    633 posts

    I couldn’t think of a better title…

    I’d only realised recently that I could pay off my service charges for my appartment with a credit card and hence that instantly makes up over £3k (sadly) towards £10k spend threshold to unlock companion or upgrade vouchers for something I was paying already.

    Interesting, I just logged into my service charge account for my flat and under “ways to pay” it says “further to recent government legislation changes, we are no longer able to accept card payments”.

    Cash it is then, sacks of £1 coins.

    I’d be interested to know what the “recent legislation” is that forbids payment of service charges by card. I bet a debt collector would accept card payment.

    633 posts

    Can council tax be paid off with credit cards?

    There are 307 different Councils in England all with their own arrangements. Mine does, yours might not.

    42 posts

    Not the good old days of extra clubcard points for Lego but if I see a good discount on a Lego set I buy to resell when eBay have their selling fee offers.
    You can apply the same spending to other reduced items!

    756 posts

    Can council tax be paid off with credit cards?

    There are 307 different Councils in England all with their own arrangements. Mine does, yours might not.

    well mine doesnt, why dont they centralise/standardise all payment methods?

    505 posts

    this topic pops up in this forum so often.

    PayPoint can be used with amex at some coop, budgens supermarkets. PayPoint is really functional, I use it for my council tax, water and energy bills. you may need to call the water/energy companies to get a special card to pay it with paypoint. costs you nothing extra.

    318 posts

    Yep l got bt, infinity water and tv license cards to prepay. You can also pay BT by PayPal now l noticed. Also prepay our ee x 2. Annoyingly, has to be m/c for Ctx,sky.
    And of course buy gift cards for your regular stores. Best of all.

    383 posts

    well mine doesnt, why dont they centralise/standardise all payment methods?

    Because that would involve the use of common sense and potentially show signs of efficiency. Two things councils know absolutely nothing about being.

    And with that I am not just being facetious, it is a (depressing) fact that I am unfortunately all too aware of.

    1,358 posts

    Gold bars, coins, watches, rings etc.

    HfP Staff
    2,769 posts

    Fully refundable BA flights …

    9 posts

    Also hotels.com but only on fully prepaid and fully refundable options. When I had to hit some thresholds last year in tight timelines, worked quite well. (be cautious in relation to when you refund them)

    1,048 posts

    In typical fashion what started as a thread about how to genuinely hit a spend target has moved into a thread about how to game the system! No wonder these avenues get closed down.

    11,273 posts

    Back to the original topic – it depends how organised you are but early birthday/Xmas present shopping can be a good way to meet target spends, especially if there are also related offers (e.g the recent Guerlain one on the gold cards). Or if you have nieces/nephews/godchildren etc, Amazon gift cards are handy to buy in advance – and are really useful to have in reserve for those times when you forget an impending occasion!

    • This reply was modified 55 years, 4 months ago by .
    316 posts

    Thanks for all the responses, super helpful. My intention was to figure out ways to pay for typical costs or expenses with my credit card that I hadn’t thought of. Rather than extra spends to hit a target.

    With all the input I’ve now figured out I can pay BT and Sky monthly automatically by credit card, can make manual payments towards my electricity bill and council tax (tbc how the direct debit amount reduces) which already is well over £1k a year of spend I’d incur anyway. Plus service charges im almost halfway to a £10k spend, wish I realised this earlier! But it means I may just about hit £30k across BA Amex, Barclaycard Avios and Virgin MasterCard in a year alongside usual spending.

    42 posts

    Gold bars, coins, watches, rings etc.

    Any recommended sites for gold bars/coins that take AMEX?

    • This reply was modified 55 years, 4 months ago by .
    34 posts

    Gold bars, coins, watches, rings etc.

    Any recommended sites for gold bars/coins that take AMEX?

    Costco – in store only, not available online.

    42 posts

    Gold bars, coins, watches, rings etc.

    Any recommended sites for gold bars/coins that take AMEX?

    Costco – in store only, not available online.

    Thanks!

    505 posts

    Gold bars, coins, watches, rings etc.

    Any recommended sites for gold bars/coins that take AMEX?

    Costco – in store only, not available online.

    Costco — the underdog of the Amex world!

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