Maximise your Avios, air miles and hotel points

How can you maximise your Barclaycard credit card or Barclays Avios Rewards upgrade voucher?

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Barclays offers two Avios-earning products:

Both of these products offer you the opportunity of earning an annual Avios upgrade voucher. In this introductory article I want to look at how to maximise the value you get from it.

How can you maximise the Barclaycard or Barclays Avios Rewards upgrade voucher?

I’m not going to go into the two products again in detail but:

  • Barclays Premier has a sign-up bonus of 25,000 Avios and, when you opt in to Barclays Avios Rewards, you receive 1,500 Avios per month AND a Barclays Upgrade Voucher every 12 months – read this HfP article for full details
  • the free Barclaycard Avios Mastercard credit card has a sign-up bonus of 5,000 Avios and earns 1 Avios per £1 spent with an annual upgrade voucher for spending £20,000 – click here for our review and click here to apply
  • the paid-for Barclaycard Avios Plus Mastercard credit card has a sign-up bonus of 25,000 Avios and earns 1.5 Avios per £1 spent with an annual upgrade voucher for spending £10,000 – click here for our review and click here to apply

Terms and conditions apply, as you’d expect.

How does the Barclays upgrade voucher work?

We wrote this detailed guide on how the Barclays upgrade voucher works so I won’t cover that ground again today.

If you’re not familiar with how to use your voucher, you should read the article above before continuing.

Today, I want to look at how to maximise the value of the voucher.

How do you maximise the Barclays upgrade voucher?

The sensible answer, of course, is ‘to go somewhere you really want to go’.

This article looks at the ‘best value’ Avios redemptions based on points needed per mile flown.

Before I start, let me remind you of this page of HfP which shows the Avios needed for every British Airways route.

Key fact to remember #1:

Remember that you cannot use the Barclays upgrade voucher to upgrade from Business to First, so we won’t be touching on that.

Key fact to remember #2:

Our Avios pricing chart shows the ‘most Avios, least cash’ pricing option. If you are NOT using a Barclays upgrade voucher, other pricing options are available, requiring fewer Avios but more cash. On short haul, these are usually better value than the ‘most Avios, least cash’ option.

However, it’s tough luck. Using the voucher, you can ONLY select the ‘most Avios, least cash’ price shown in our article here.

How can you maximise the Barclaycard or Barclays Avios Rewards upgrade voucher?

Seven things to ponder when using your Barclays upgrade voucher

I have come up with seven points to consider if you want to maximise the value of your Barclays upgrade voucher.

You can refuse the voucher and take 7,000 bonus Avios

Whilst this article discusses how to maximise the value of your Barclays upgrade voucher, remember that there is a Plan B. Via the Barclays or Barclaycard app, you can choose to receive a bonus of 7,000 Avios rather than a voucher.

7,000 Avios is, on paper, a bad deal compared to what the voucher can be worth. In some case it may make sense, however, especially if your household is also generating a British Airways American Express 2-4-1 companion voucher each year. After all, there are only so many holidays you can take!

Your voucher will save you between 11,500 and 130,000 Avios – a huge range

It’s a huge gap, so choose how you use your annual voucher wisely.

The smallest saving of 11,500 Avios is a return Business off-peak short-haul flight to somewhere under 650 miles (give or take) from London, such as Manchester or Amsterdam. You pay 18,500 Avios – which is usually the Economy price – instead of 30,000 Avios, the usual Business Class price.

The biggest saving is 130,000 Avios from a return Business off-peak flight to Sydney. You pay 160,000 Avios (the World Traveller Plus / Premium Economy price) instead of 290,000 Avios which is the Business Class price.

In reality, most people will end up somewhere in the middle. Your Barclays upgrade voucher will save you 60,000 Avios on a peak day return Business flight to New York for example. You would pay 120,000 Avios (the World Traveller Plus / Premium Economy rate) instead of 180,000 Avios (the Club World / Business Class rate).

Even the worst redemption isn’t actually that bad

Even if you do end up blowing your voucher on the worst possible redemption – Business Class to Amsterdam, off peak, saving 11,500 Avios – you’ve still done OK.

At a notional value of 1p per Avios, you’ve saved £115. If you got your voucher as a Barclays Premier customer, it’s not a bad return on your annual £144 fee for Barclays Avios Rewards given that you’ve also earned 18,000 Avios on top.

You also get a lot for the upgrade if you don’t have British Airways Executive Club status – lounge access, fast track security, business class check-in, guaranteed empty middle seat, free drinks including champagne onboard and a free meal.

On a mid-range redemption, you’ve ‘saved’ £600

As I said above, a ‘typical’ redemption (peak Business class return to New York, Dubai etc) saves you 60,000 Avios when you use a Barclays upgrade voucher.

At a notional 1p per Avios, your Barclays upgrade voucher has saved you £600-worth of points.

How can you maximise the Barclaycard or Barclays Avios Rewards upgrade voucher?

The one you didn’t spot – you save MORE Avios when you travel off-peak

Because of the odd way that the Avios redemption chart was drawn up, your Barclays upgrade voucher gives you a bigger saving on off-peak dates.

For example, Heathrow to New York in Club World (Business Class) return:

  • off-peak dates cost 85,000 Avios with the voucher, saving you 75,000 Avios
  • peak dates cost 120,000 Avios with the voucher, saving you 60,000 Avios

Don’t forget that the cash element is based on the cabin you fly

Your Barclays upgrade voucher allows you to fly (on short haul) in Business Class for the Avios needed for Economy. On long haul, you can fly in Business Class for the Avios needed for Premium Economy, or in Premium Economy for the Avios usually needed for Economy.

However, the cash element of your ticket is based on the cabin you actually sit in.

Going back to our New York example:

  • a standard off-peak return Avios redemption in World Traveller Plus (Premium Economy) is 85,000 Avios + £305 cash
  • a standard off-peak return Avios redemption in Club World (Business Class) is 160,000 Avios + £375 cash
  • a standard off-peak return Avios redemption in Club World (Business Class) using a Barclays upgrade voucher is 85,000 Avios + £375 cash, ie the World Traveller Plus Avios rate (85,000 Avios) and the Club World cash rate (£375)
How can you maximise the Barclaycard or Barclays Avios Rewards upgrade voucher?

Upgrading from Premium Economy to Business beats Economy to Premium Economy – despite a similar Avios saving

Ignore all the numbers. At the end of the day, you want the best flying experience possible.

On peak date, using the Barclays upgrade voucher ‘saves’ you the same number of Avios whether you use it to upgrade from Economy to Premium Economy or from Premium Economy to Business.

Back to our return New York example, on a peak date:

  • flying World Traveller Plus (Premium Economy) with the voucher costs 60,000 Avios return, saving you 60,000 Avios
  • flying Club World (Business Class) with the voucher costs 120,000 Avios return, also saving you 60,000 Avios

Upgrading from Economy to Premium Economy is, however, a relatively modest change. You get a wider seat and a bit more leg room, but that’s about it. You don’t even get lounge access.

Upgrading from Premium Economy to Business IS a huge jump. You get lounge access and a fully flat bed (with a door, if you get Club Suite) which IS a massive difference.

To maximise the ‘value’ of your voucher, ignore the Avios saving and focus on the value of the experience. This means, if you can, using your voucher for an upgrade to long-haul Business.

‘Maximising’ your voucher could also mean, for example, saving the voucher for a flight where you know British Airways has a decent lounge on the return, or for a short-haul flight which departs at the right time to get breakfast or dinner rather than a snack. It’s about more than the absolute number of Avios saved.

Conclusion

Making the most of your Barclays upgrade voucher means looking at both the Avios you need, the Avios you save and the cabin experience you will end up getting.

For a solo traveller, the sweet spot is probably a return upgrade to Business Class on a 10-12 hour flight (eg US West Coast) flying off-peak. 95,000 Avios + £355 for a return flat bed flight to San Francisco can’t be beaten.

For a couple who can use a Barclays upgrade voucher to upgrade one leg each when both travel together, the sweet spot is potentially using the voucher for the overnight leg of a flight where one direction is a day flight.

New York is the obvious example here. Off-peak, 125,000 Avios + £340 per person would get both of you Premium Economy outbound and Business Class inbound. You may find Premium Economy totally fine for the day flight out, but you would get the flat bed for the night flight on the way back.

Whether you save the minimum 11,500 Avios or the maximum 130,000 Avios, the Barclays upgrade voucher can deliver good value.

How can you maximise the Barclaycard or Barclays Avios Rewards upgrade voucher?

Find out more about products which generate a Barclays upgrade voucher

Interest rate information

The free Barclaycard Avios Mastercard

The representative APR is 29.9% variable.

The paid-for Barclaycard Avios Plus Mastercard

The representative APR is 80.1% APR variable, including the annual fee.  The representative APR on purchases is 29.9% variable.


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2025)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, and the standard card is FREE. Capital on Tap cards also have no FX fees.

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

There is also a British Airways American Express card for small businesses:

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (50)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Barrel for Scraping says:

    I expect some ‘clarification’ today from BA on their new scheme. The aim will be to try and minimise damage while not admitting this was a mistake. If they roll back the changes then people would ask why they’re trying to roll them out again in a year or so.
    Some interesting rumours I’ve heard on various forums:
    Reduced threshold for lifetime status for those close to achieving it (maybe over 80% of the way)
    More ties up with BA partners or AGL – for example bonus TPs offered on flights for customers who also have a wine flyer subscription, an Avios subscription, converted over a certain number of Nectar points to BA this month (for those who auto convert only). The idea is these TP are still linked to flying but if you do these other things it will earn you a higher rate than 1 point per pound.
    Make the earning like OnBusiness where the points are based on EUR/GBP/USD so if your flight is in one of these currencies it’s a base rate of 1=1 rather than converting to GBP. This will mean that those in EU/US will effectively get slightly cheaper targets due to the exchange rate. This is to simplify things as well as putting the tiers slightly more in reach for those who live in places where they can’t get the BA Amex or other earning.
    Double the amount of sustainable aviation fuel you can buy.
    Points on standalone holiday components. If you book a car or hotel through BA.com even without a flight you will earn points.
    If you donate to Flying Start or the better world campaign this will count for TP too but only 1 point per £2 unless part of a holiday.
    As with all rumours take with a pinch of salt until confirmed. Has anyone else heard anything interesting?

    • Rob says:

      Problem is that the big delay in rolling this out was that none of these things could be agreed, so very unlikely everyone has suddenly fallen into line in a week when 80% of relevant staff would be away.

      You don’t seriously believe that anyone wants to pay £2000 for 2000 points via SAF, any more than they want to pay £1000 for 1000.

      Only extreme changes (halving thresholds, allowing unlimited Amex spend to count) would begin to placate people.

      • Barrel for Scraping says:

        That’s a good point. Some of the rumours I’ve heard have been far fetched. If they can agree on one sweetener this week they can say that’s them making on their promise to be constantly rolling out new ways to earn and there’ll more good stuff coming along all the time.

        The problem is I think it’s bad for an airline to basically force you to have a credit card or use their wine merchant to get enough points for status unless you’re a mega spender on flights. Not only it’s unfair to those who can’t participate due to non-UK residence even in the UK not everyone can have a credit card and not everyone drinks alcohol.

        Could we see a Nectar approach where they might offer bonus points targeted at various users to book flights based on their profile? I can’t see BA having the IT for that though.

        • Rob says:

          Except that with only 2,500 points coming from the BAPP Amex (and probably £40k+ of spend required to trigger those) even that isn’t making any difference.

        • RichardS says:

          “an airline to basically force you to have a credit card or use their wine merchant ”
          This is basically what US carriers do just so you can get in a lounge, even though you are on a biz ticket.

        • JDB says:

          Nobody is forcing anyone either to pursue status, take out any particular credit card or buy from any wine supplier. People choose to chase these statuses perceiving them to have some benefit and will use all the options to reach these lofty heights.

          • Gordon says:

            Agreed, this is the same for hotel chains, I do use chains, but I am also carful about falling into the trap of paying over the odds for status.

            I also favour independent boutique properties, you seem to get a far better personal service.

            I would like to see a comparison on status chasing on a flight cost compared to for example the cheapest fare including luggage on a LCC, I am aware that J and F can complicate this, but just an economy comparison?

  • Andrew Halket says:

    Good article thanks.

    We only do one long haul a year (seems to be US mostly) so we’d use 241 for that which seems to be better value (?). I was wondering whether the Barclays voucher was better than the 7000 Avios for a short haul and you’ve confirmed that. Have 3 such vouchers at the moment.

    • Cinimo says:

      It’s not as simple as that when looking at the total cost, because the upgrade voucher makes you use the very poor value high avios, low cash option. I put an example for AMS in comments below. For many short hall routes you are probably better off going for the 7000 avios, but it does depend on the value you put on avios.

      • Tariq says:

        Exactly. Last time i checked, the saving on CE was basically only £49 – so I’ve just taken the 7000 Avios the last few times. No use on LH as 241 overall better value.

  • AmandaB says:

    I thought you could only use the BC upgrade voucher starting in the UK? How would you use it inbound? Also, if only one traveller, how do you add the return leg if you have already booked the outbound at the release time? Is it possible (using the the 2-4-1 method perhaps)

    • Rob says:

      Has to be a flight starting from UK but you can still upgrade the return leg.

      • Matt N says:

        So, if you make the outbound booking 355 days in advance to maximise your chance of getting a guaranteed business seat, can you then add the return seat to this booking once they’re released?

        • Rob says:

          Yes, need to call though.

          • ScotOzEd2025 says:

            So it also requires a call to BA to use the BC voucher to upgrade the return leg of a booking for two people when using only one voucher?

          • Travel Strong says:

            The telephone agent firmly rejected that this was possible when I called and asked for this, so HAUCA may be required if it can actually be done.

            I took it as truthful and ended up having to use it on the outbound, which saved less avios (as the return was an off-peak date so the savings were greater).

          • dsm83 says:

            So I tried to do this and was told it wasn’t possible. They told me the voucher needs to be added when you book the outbound flight and if you do that when only booking the outbound it will upgrade the outbound, which is what happened as the outward leg was upgraded and the voucher showed as used online.

            In the end, on that occasion we decided to upgrade both ways with a 2nd BC voucher but they weren’t able to apply both on the original outbound booking at 355 days even though I told them that is what we would do instead and they said that was OK but it would need to go to back office for processing, which is what happened and the updated ticket showed the 2nd upgrade voucher ref although they actually left the 2nd voucher sat active in my account even after we flew.

      • NicktheGreek says:

        I didn’t know that.

        I also didn’t know the tidbit you mentioned the other day, about potentially adding on an outbound (ex UK) journey to an already booked inbound only 241 to avoid one way going to waste.

        Arguably straying into the “very niche” areas, but handy to know nevertheless!

      • travelmonkey says:

        This was going to be my question too. When I last had an upgrade voucher, the website would just tell me I didn’t have enough upgrade vouchers if I selected a return journey for two, even though I only wanted to upgrade one direction. Obviously you can’t book the legs in separate bookings, so I assumed I was stuck and used it on a Dublin positioning flight for an ex-EU ticket. I get annual 241 vouchers and those are certainly better and easier to use transatlantic.

  • Alex says:

    If you select to use your voucher for the upgrade (rather than take the points) and then your points expire as you can’t make the flight or for whatever reason, would you turn automatically get the 7000 points credited to your avios account, do you have to request it or is it just lost?

    • JDB says:

      It’s a one off election. If you take the voucher and don’t use it, it’s lost and no going back to the 7k Avios.

  • David Taylor says:

    I’ve switched to the 7000 avios as my vouchers kept expiring, where I seem to earn them 6 months apart and I am a family of 4, I could never sync up availability and the amount of non expired vouchers I have to book for 4.

  • Sharon says:

    Morning
    I took the free BC a few months ago when there was a double sign up bonus as it didn’t cost me anything. I have spent £9800 so far and assumed I could upgrade to the BC+ and carry the spend over to get the voucher at £10k instead of £20k. Reading previous articles yesterday I believe I am incorrect and can’t do this??
    My husband did the same with his free Amex and is now close to £15k. Do Amex allow us to carry the spend over and get the premium + card then the 241 voucher? He did have a premium plus card a few years ago but downgraded it. Have we both caught a cold here☹️

    • JDB says:

      Amex does allow you to carry over the spend but Barclaycard does not. With BC you also can’t upgrade/downgrade at whim – either the system offers that change of card or it doesn’t. With Barclays it is possible to earn two vouchers in a year whether they mean that to happen or not.

      • Sharon says:

        When would BC allow two in a year?
        So my dilemma now is to keep spending until I get to £20k with my free card and hope to achieve it by August or put it in a draw when my Amex premium plus new card year starts in February. I do favour the 241’s on the off chance that there may be extra availability but now it is a £15k target it is quite a stretch.

        • RobH says:

          1) Year start on BC+ … spend £10,000 and claim the voucher
          2) Downgrade your card via the App – Spending reset, but valid year remains the same
          3) Spend £20,000 on the BC

          This would all need to be done in a single “card year” … so you are spending £30,000 over the year on your BC/BC+
          (steps 1 and 2 can be done in any order)

          • RobH says:

            Sorry – steps 1 and 3 can be in any order

          • Caleb says:

            Do you know when should I initiate the downgrade? After I receive the upgrade voucher or can I do it immediately after I hit £10K spending. (So that I can immediately it spending towards the £20K and save on paying another month’s of Plus fees.)

  • Cinimo says:

    It’s not quite as simple to decide if the voucher is better than the 7000 avios for shorthall. For example for AMS, the total cost with a voucher is 18500 avios + £25. Using the voucher as 7000 avios you can use the much better value, fewer avios option and have a total cost of 10000 avios + £74 (17000 avios redemption – 7000 avios voucher). Assuming a value of 1p per avios makes the upgrade voucher vs 7000 avios £36 worse value. You also have a lot more flexibility with 7000 avios than the upgrade voucher.

    Even for longer shorthall flights the voucher is marginal value vs the 7000 avios. For long hall, flights where the voucher is worth more avios and the high avios, low cash options are better value the upgrade voucher gives a big saving.

  • Jeff says:

    I am planning to book an outbound flight ex-London for 4 people using BA’s 241 AND Barclays’s upgrade voucher as 2 separate bookings since I cannot combine those 2 vouchers in one booking (I believe?). For the return flight I am thinking of using miles initially to secure the flight and then call BA to refund me the avios for one passenger (i.e. due to 241 voucher) – will they honour this if I make one booking for all passengers for the return flight or it will have to be two bookings to match the original 2 outbound flights’ bookings?

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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