Creation closes the two IHG One Rewards UK credit cards for good

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• Andrew says:

  18 Apr18 April 09:10

  The notice could’ve been a bit better but I guess that’s too much to ask from creation. Like many, I have 10 weeks to spend £8.2k… challenge accepted

• Dayle says:

  18 Apr18 April 09:12

  Who’s willing to risk it with a very large purchase (to be refunded after) in the search for extra points?

  • Andrew says:

    18 Apr18 April 09:29

    There’s ways round this… some councils accept cards for council tax. Those wanting something from Apple later this year can just buy a gift card (little chance of Apple going bust). Etc etc.

    • SammyJ says:

      18 Apr18 April 10:23

      Amazon vouchers are always pretty safe too, and for many a staple monthly outgoing. If you’re a regular Amazon user buy a large chunk upfront, and if you can’t afford it all that month to clear the Creation bill, balance transfer it straight out to 0% elsewhere and treat it as a regular monthly payment.

      • dayle says:

        18 Apr18 April 12:50

        The opportunity cost of not earning 3.5% far outweighs any benefit here

        If you can do points > pay off > close > refund all in under 3 months then it would pay off

        • Kevin says:

          18 Apr18 April 13:57

          It sound possible. However Just wondering if the free night voucher will be provided by June/July rather than card anniversary date.

• scottydogg says:

  18 Apr18 April 09:14

  I had the IHG card twice over the years , both times endless problems when trying to get the free night certificate , customer service department were a shambles , so were the managers that i got to speak to. Told endless lies , both times ended up having my £99 fee refunded .
  Only themselves to blame for running it so badly

• Lee says:

  18 Apr18 April 09:42

  To be fair; I’ve rarely had problems with either the card or Creation! It’s my main card, and in heavy use constantly; yes, it gets blocked occassionally, but then all cards do to some extent… My only real gripe was that Creation (at least for IHG !) never supported Apple Pay, so I have to dig the physical card out each time !!!!! C’est la vie… Looking forward to something better!!!!!

• Matarredonda says:

  18 Apr18 April 09:54

  Sorry to see the cards go as had tremendous value and fun from them.
  As others have said led me to book IHG as first port of call regardless of whether using points or money.
  Never had the sort of problems others have outlined.
  Didn’t realise Virgin points can be converted as collect passively with through another card no hope of ever using so every day a school day!

• Peter says:

  18 Apr18 April 10:19

  This will be a real loss, and I will struggle even with putting business expenses through to hit the Diamond Elite 120k Reward target by end June.

  But won’t miss the constant problems in using the card – every other time contactless fails, security checks every three or four weeks requiring need to ring IHG etc.

  I shan’t be keeping the replacement card, but will now look at the Barclaycard Avios alternative especially with the current sign-up deal.

  • Will says:

    18 Apr18 April 10:25

    Instead of the creation card just get Ambassador to preserve your diamond status. Then spend on an Amex or Barc.

    • Rob says:

      18 Apr18 April 10:26

      This.

      • Odd says:

        18 Apr18 April 11:14

        This only works if you are ‘preserving’ status, and not much for those who travel a few times a year and then decide where to make their stays based on easily attainable status. Just having the platinum status from this card has meant we have gone to IHG (and vacations for a family with 2 kids doesn’t normally involve staying at an Intercontinental Hotel, so that isn’t such a great alternative).

• SammyJ says:

  18 Apr18 April 10:26

  I echo the frustration of others here about the card being blocked regularly. For years I’d do all my holiday booking on nightshifts, and every few weeks without fail, my Creation card would be blocked on a flight or hotel site that I use all the time. CS said it was the odd timing of the transactions (eg 3am) and that they had no way of telling the system that for this particular account that was actually the normal time and it would be far more suspicious for me to book a flight during the day!

• John Thrussell says:

  18 Apr18 April 10:41

  Another one bites the dust – can’t say I’m surprised. Not used it much since they banned Curve, as no Google pay.

This article is closed to new comments. Feel free to ask your question in the HfP forums.