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How to maximise the ‘£50 American Express cashback with PayPal’ offer

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As we covered last week, American Express has launched a cashback deal with PayPal. It is effectively free money if you are targeted for the offer.

There seem to be two versions, one for personal cards and one for business cards.

On my Marriott Bonvoy American Express, I am offered £15 cashback on a £70 PayPal payment.

On my Business Platinum card I am offered £50 cashback on a £250 PayPal payment.

Both offers expire on 4th March. Registrations are limited so register now via your online Amex statement or the app if you are targetted.

Here are two things about the offer you may not know.

Cumulative spend counts

Despite the wording on the offer, it IS valid on cumulative spend. I proved it myself.

It works when you buy gift cards from PayPal’s gift card service

You may not know that PayPal has a dedicated website selling gift cardsyou can find it here.

Look at my 2nd transaction above. You will see that it is from the gift card site.

I bought a £31 Netflix gift card, to tip me over £70. Netflix, if you pay for it, is a good choice here. You can add the credit very quickly via netflix.com, and it will automatically stop your direct debit or credit card payment whilst it works through the balance.

PayPal also sells Uber gift cards which is an easy option if you use that a lot. Apple App Store and Google Play cards are also available.

Netflix gift cards are emailed to you as codes so you don’t need to worry about anything going missing in the mail.

Hopefully these two tips will make it easier for you to trigger the cashback. You have until 4th March to do the £70 or £250 target spend.


best travel rewards credit cards

Want to earn more points from credit cards? – April 2025 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Comments (65)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Guernsey Globetrotter says:

    A word of warning for any considering buying the a Netflix voucher to top-up their account – these cannot be applied where your subscription is collected via iTunes. You can only apply a voucher by closing your account and opening a new one. I imagine doing this will end my grandfathered £5.99 p/m rate for standard HD service and increase it to the normal £9.99 subscription. Thus the £15 saving via Amex will be wiped out in less than 4 months by the increased fee and thereafter I’d be out of pocket… Annoying as I’ve already bought a £70 voucher and I now need to figure out if I can get a refund on it… otherwise it’s a gift to someone I guess !

  • mr_jetlag says:

    Thanks for the tip re. cumulative spend, was buying some cheap chinese kit off Ebay and remembered I had Paypal’ed a Pizza delivery last weekend. Offer triggered on my ARCC. Not keen on the gift cards route.

  • Matty says:

    I’ve sent 2 x £70 payments to my partner, which she has withdrawn. She has sent me 2 x £70 payments, which I have withdrawn. I’ll report back if there are any issues.

    • xcalx says:

      I sent £75 to mrs xcalx’s paypal account on the first day of the offer. No £15 back as yet.

      • Lee says:

        Same for me, no credit yet after 6 days though received email right after

        • Matty says:

          Good point. Hadn’t thought to check that. Nothing showing after 5 days. Received 3 emails immediately afterwards.

  • Mike says:

    15 x M&S gift cards (free delivery) across all the cards we have . Credited no issue. £225 free money.

  • Delbert says:

    Thanks, Rob. I went for Nectar PayPal £15 bonus on a £80 JL purchase that was needed anyway just to get done with it and before I forget.

  • Justin says:

    Has anyone received the credit from AmEx yet?

    I made use of the offer the day it appeared by sending to a family member (I got the e-mail confirming the offer had been triggered).

    This was 13 days ago – still no credi.

    • Rob says:

      Got mine on the 12th for transactions dated 10th. One was a payment to a business and the other a Paypal Gift Card Shop purchase.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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