See The Who in concert with your IHG Rewards Club points

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• Barry says:

  21 Feb21 February 07:37

  O/T – someone mentioned the other day that there’s a very good reason to keep hold of the Avios earning Lloyds MasterCard. Any hints?

  • BJ says:

    21 Feb21 February 07:48

    A shaggy-dog story…Zebedee, Florence & Dougal too.

    • Roberto says:

      21 Feb21 February 08:18

      They stopped the offer on mine.. Did it 3 or 4 times and its disappeared.

      • BJ says:

        21 Feb21 February 08:29

        Got one on Wednesday so keep an eye on your email.

    • Boi says:

      21 Feb21 February 08:34

      @ BJ I have been racking my brain trying to Un-code this for the whole week and I still don’t get it. So frustrating. Lol

      • BJ says:

        21 Feb21 February 08:37

        Google the names, follow Anna lol

  • Anna says:

    21 Feb21 February 08:25

    You get avios for balance transfers. Also you can pay it off with cards not accepted by some cc companies.

    • xcalx says:

      21 Feb21 February 08:52

      Wouldn’t the fee make the Avios costly.

      • Nick_C says:

        21 Feb21 February 08:58

        They have been running fee free BTs. Interest only. BT from Brighton and clear it the next day with minimal cost.

      • Rob says:

        21 Feb21 February 09:31

        Lloyds offers free balance transfers to some cardholders. People have been running up thousands of free Avios per month. If you clear the transfer within a day interest is minimal.

        • The Urbanite says:

          21 Feb21 February 09:55

          Indeed – there is an upper limit to it though, do too much and face regular internet banking security blocks and trips to branch to show the same ID docs over and over again…

  • Nick_C says:

    21 Feb21 February 08:56

    Apart from the occasional BT offers, 0.5 Avios / £ is a good return for a mastercard (Club Lloyds customers).

    Lloyd’s “Everyday Offers” are sometimes worth having as well. Just got 20pc c/b at Laithwaites when there was nothing on any of my Amex cards. Plus link it to Curve for use abroad etc.

    The Virgin card is better though if you collect FC miles.

    Some of my current Lloyd’s offers: 8pc at Byron, 10pc at Holiday Inn / HIE Intercontinental or Crown Plaza.

    (Club Lloyds customers can also deposit £400 a month into an easy access savings account paying 2.5pc and a further £250 at 2pc)

• Terry says:

  21 Feb21 February 07:37

  Etihad has been taking bids on neighbouring seats in economy for at least 2 years. And only on wide body aircraft, they don’t offer it on smaller aircraft.

  • Rob says:

    21 Feb21 February 09:37

    Yes, it’s not new but I’d never seen it in action before.

• Ja B says:

  21 Feb21 February 07:41

  OT- applied for Virgin Atlantic reward card + and declined. Not normally rejected with v good income, previous MBNA VS card etc. Said there would be an email about requesting reconsideration. Do I need to wait for this for a reference number or something similar, or can I just write to the address Rob gave in the HfP article on the card? I don’t want to miss the bonus this month- and the miles booster offer has offered 25000 miles for my flight to HKG in Sept!

  • BJ says:

    21 Feb21 February 07:56

    Having a 100% success rate with all other companies you have tried does not compel Virgin or another company to make credit available to you. There is a very simple way to boost your chances – do other business with them beford requesting credit.

    • Jason Biswas says:

      21 Feb21 February 08:06

      BJ- thank you. I have a Virgin credit card and a previous virgin mortgage- don’t remember missing any payments but I’d better check!

      • BJ says:

        21 Feb21 February 08:26

        In that case when you challenge their decision you should remind tben that you have done good business with them in the past and you are disappointed…etc.

  • Go says:

    21 Feb21 February 09:19

    Virgin gave me a pathetic credit limit of £1500 after and an initial rejection. In 2 years they have only increased it to £3k despite a few requests. I have other products with them. Now they cap the miles based on the 3k limit. I will be cancelling when the renewal comes up

    • Harry T says:

      21 Feb21 February 09:51

      I am in exactly the same situation. Credit limits on my AMEX cards are multiples of my Virgin limit.

      • Andrew MS says:

        21 Feb21 February 10:23

        They gave me a credit limit of £8,500 on the free card (applied shortly after it was introduced) and a limit of £3,500 on the Rewards + card

  • Harry T says:

    21 Feb21 February 09:52

    You can appeal in writing. It worked for me but then they gave me a terrible credit limit.

  • Ja B says:

    21 Feb21 February 16:01

    Rang the VS credit card call centre, and spoke to a nice lady who took all the details of my appeal letter (which I had just written) and has emailed them to the team looking at appeals. It appears that this is a pretty common occurrence- but I was surprised when she said I could do it on the phone, as the website makes no mention of that.

• The Original David says:

  21 Feb21 February 08:00

  Speaking of IHG, has anyone had success with points posting from the current “4x bonus” promotion yet? I’ve done the first 3 night stay, so was expecting 1k for the first night and 2x for nights 2 and 3. It’s posted the basic points for the stay (plus my standard 100% Spire bonus), but no sign of any promotion related points. Didn’t these normally appear at the same time for Accelerate promos?

  • Craig says:

    21 Feb21 February 08:19

    My 1000 points posted 3 days later.

  • ChrisC says:

    21 Feb21 February 08:36

    The T&Cs say allow 2-3 weeks for the bonus points to post

  • Phillip says:

    21 Feb21 February 09:55

    During the first part of my last stay, points were posting automatically with every stay credit. For the second part after they extended the promotion they stopped posting automatically with every stay and a bulk credit of bonus points happened about a week after the promo finished.

    Only just completed my first stays during this promo so I don’t yet know what I’ll get!

• Benilyn says:

  21 Feb21 February 08:05

  OT: Applied for Barclaycard 0% cc, rejected. Strong salary so I am a bit surprised, maybe because I have 6 other credit cards open? Anyone ever appealed this?

  • Shoestring says:

    21 Feb21 February 08:10

    I got one of their 0% purchase cards the other month, which came with a fairly low limit £3K so wasn’t that useful, though the number of months is good (27 months).

    Sainsbury’s have a similar product and gave a decent credit limit.

    • BJ says:

      21 Feb21 February 08:19

      Need to watch Sainsbury Bank though as they give less than the advertised months if you have a high income.

      • BJ says:

        21 Feb21 February 08:35

        There’s probably still 7500 Nectar points on the Sainsbury card too for 10 x £35 shops.

  • Andrew says:

    21 Feb21 February 08:40

    It’s not the salary that matters, it’s how you use credit facilities.

    Have a check around on the usual free Credit History sites to make sure there is nothing unexpected. It’s not just credit cards that are reported these days, your utlities will probably report too, as will your mobile contract.

    Oh, and don’t forget, if you have had the same bank current account for a long time (or have a “staff account” with your employer), it might not be reported on your credit history.

    • Benilyn says:

      21 Feb21 February 09:15

      Yeah checked my Experian seems clean. The only thing that might be impacting me is the high single digit thousand o/s on my Sainsbury’s 0% whereas rest of my cards at near zero. I was just keen for that 0% card, but if they give £3k that’s pretty poor.

      • Shoestring says:

        21 Feb21 February 09:36

        now you mention it, that could be exactly the reason the Barclaycard came with a lowish limit – as I did the Sainsbury’s card first, too & loaded it up

• LST says:

  21 Feb21 February 08:20

  Hi Nick,

  It’s from the BAEC shopping site. If you click on your name and then “my account” go to “my history” there will be a a column on the right showing visit history. Scroll down to find the AirBnb one that you used on the date in question and send that to Ba avios customer service to confirm that you clicked through.

  LST

• Kevin C says:

  21 Feb21 February 08:30

  With Marriott the standard points post a couple of days before the bonus ones, so bear that in mind if you’re in a hurry to redeem them.

• Osagie says:

  21 Feb21 February 08:55

  Regarding the 100k Marriott Bonvoy points transfer limit, there is actually a way to get around that. There is a 500k points limit on RECEIVING points per account. Thus if you manage a few accounts (spouse, parents, kids etc.) you can easily buy points using their accounts and then transfer up to 500k to your account, and 500k to your spouse etc. Only fiddly issue is that you have to telephone Marriott Bonvoy to carry out the transfers, unlike SPG when you could do it all online.

  • Lyon says:

    21 Feb21 February 10:46

    You need to have had thee account open for 90 days without qualifying activity or 30 days with a qualifying activity before you can transfer out i believe

This article is closed to new comments. Feel free to ask your question in the HfP forums.