Maximise your Avios, air miles and hotel points

Earn 5,000 Virgin Flying Club miles with Virgin Money life insurance, from £10 a month

Links on Head for Points may support the site by paying a commission.  See here for all partner links.

Virgin Money has brought back its offer of bonus Flying Club miles with Virgin Money life insurance.

Until 7th November Virgin Atlantic Flying Club members who take out a life insurance policy will receive 5,000 Flying Club miles.  This is a big drop on the last time this offer ran, when you received 10,000 miles.

A minimum monthly premium of £10.00 now applies and you need to keep the policy for six months before you receive the miles.

The key things you need to know about this offer are:

The 5,000 Virgin Flying Club miles are awarded up to 60 days after the sixth consecutive monthly payment

You must be a Virgin Flying Club member

You must be a UK resident and over 18 years old

This offer is for new customers only

One offer per person – joint policies receive the same 5,000 miles

The application website is here. You can also apply by calling 0800 0728870.

Virgin Money life insurance policies come with various perks including access to the Virgin Money lounges.

If you qualify for the cheapest monthly payment of £10, you need to pay at least £60 to receive the 5,000 Flying Club miles.

This assumes you are happy to cancel before the miles arrive, as that may take an extra 60 days as per the rules.  On this basis, it is NOT worth doing purely for the miles unless you will also get some value from the insurance.

The closing date for applications under this offer is 7th November.

PS. If you are not a regular Head for Points visitor, why not sign up for our FREE weekly or daily newsletters? They are full of the latest Avios, airline, hotel and credit card points news and will help you travel better. To join our 65,000 free subscribers, click the button below or visit this page of the site to find out more. Thank you.

How to earn Virgin Points from UK credit cards

How to earn Virgin Points from UK credit cards (April 2025)

As a reminder, there are various ways of earning Virgin Points from UK credit cards.  Many cards also have generous sign-up bonuses.

You can choose from two official Virgin Atlantic credit cards (apply here, the Reward+ card has a bonus of 18,000 Virgin Points and the free card has a bonus of 3,000 Virgin Points):

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Virgin Atlantic Reward Mastercard

3,000 bonus points, no fee and 1 point for every £1 you spend Read our full review

You can also earn Virgin Points from various American Express cards – and these have sign-up bonuses too.

American Express Preferred Rewards Gold is FREE for a year and comes with 20,000 Membership Rewards points, which convert into 20,000 Virgin Points.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on the ‘free for a year’ American Express Preferred Rewards Gold card is increased from 20,000 Membership Rewards points to 30,000 points. Points convert 1:1 into Avios (30,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express comes with 50,000 Membership Rewards points, which convert into 50,000 Virgin Points.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on American Express Platinum is increased from 50,000 Membership Rewards points to a huge 80,000 points. Points convert 1:1 into Avios (80,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Small business owners should consider the two American Express Business cards. Points convert at 1:1 into Virgin Points.

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Virgin Points. 

Category

Virgin Atlantic and Flying Club

Comments (18)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Jonty says:
    23 Aug23 August 06:20

    Life insurance is the one product I buy that I always hope to have been a waste of money

    • Alex W says:
      23 Aug23 August 07:55

      Exactly, I sincerely hope no HFP readers get any “value” out of the policy over the next 6 months!

      • Matt says:
        23 Aug23 August 08:06

        Obviously he doesn’t mean it like that. In this case you would assign value to having a virgin life insurance product if you didn’t have another policy already and they offered a competitive rate. Also you get a free will writing service which again carries value if you haven’t got a written will yet.

  • Nick says:
    23 Aug23 August 09:01

    Slightly relevent – I took out a policy in the golden window last time when the 10k miles were offered but there wasn’t a £10 minimum spend. Just checked and so far neither of the two direct debits meant to go out seem to have although the DD is set up and the policy is still showing live – anyone else had this?

    • Vivian says:
      23 Aug23 August 09:11

      Same here. I had a call from a guy at Virgin Money last month who confirmed my first DD would go earlier this month – it didn’t.

      • Nick says:
        23 Aug23 August 09:41

        I thought I’d give them a call – supposedly the issue is if your premium is less than £1 a month then they/the bank can’t process the DD, confirmed my policy was live and fine and supposedly the DD will be taken from September. Hope this doesn’t cause another issue on top of already expecting to have to argue for the miles in 4 months time due to the £10p/m T&C change.

        • Genghis says:
          23 Aug23 August 10:52

          I’ve just realised that this has happened to us too as our policies are less than £1pcm. What’s the resolution? It’s 6 monthly payments to get the miles? Or do we just have a free life insurance policy?

        • Nick says:
          23 Aug23 August 11:04

          Genghis supposedly my DD is now meant to start in September and take the by then 3 x e.g. 80p = 2.40 payments but then do monthly at 80p again?, person did not sound altogether convincing on this though. Ultimately they confirmed the policy is live and no action required from me. It took about 3minutes total so maybe worth double checking on your ones – number is 0800 294 7575.

        • Sue says:
          23 Aug23 August 11:33

          I’ve been told where they couldn’t take the payments as it was less than £1 then they’ll write off those months. So I would still expecting my points in 6 months from when I took out the policy as it was their error that they couldn’t DD less than £1

    • KevMc says:
      23 Aug23 August 09:44

      My wife and I have both had two DD’s paid, the first of which was on 4th July. Our policies were £1.20 and £1.05 though, so I guess this may be the reaosn we haven’t seen any problems (judging by Nick’s comment above).

      I am also expecting to have to fight for the points come December, but we shall see.

    • Nick M says:
      23 Aug23 August 11:04

      My premium is (just) over £1 and has been collected as expected… I had a call a week or so after taking it out and they confirmed I was eligible for the miles – so not expecting too much of an issue once I’ve paid the 6 premiums

      (Premiums are ridiculously expensive when compared like for like with my other policies)

  • EOC says:
    23 Aug23 August 10:46

    I think I’d rather buy a case of wine from Virgin Wines and get 3000 points rather than spend £80 and get 5000 points and no wine…

  • Phil says:
    23 Aug23 August 11:04

    OT – I’ve asked before but not very clearly.

    Long and short of my questions is, do you think the BAPP AMEX will still be here in 3 months’ time?

    I would like to wait until I’m eligible for the bonus, but I don’t want to wait so long that the card is gone completely!

  • Lady London says:
    23 Aug23 August 13:49

    I can hardly contain my disinterest.

    BTW, where’s Harry?

  • Rob says:
    23 Aug23 August 14:47

    No. That is ONLY for members of Flying Co, the small business loyalty scheme.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

New to Head for Points?

Welcome!  We’re the UK’s most-read source of business travel, Avios, frequent flyer and hotel loyalty news. Let us improve how you travel. Got any questions? Ask them in our forums.

Get 25,000 Avios with the Barclaycard Avios Plus Mastercard

GET A SIGN-UP BONUS OF 18,000 VIRGIN POINTS!

Latest Forum Posts

Get 80,000 bonus points (worth 80,000 Avios) and £400 of dining credit with The Platinum Card (Offer ends 27th May)

Check reward flight availability instantly for free!

See a whole year of reward seat availability on one page at SeatSpy.com

Get up to 10,000 bonus Hilton Honors points

Booking a luxury hotel?

Our luxury hotel booking service offers you GUARANTEED extra benefits over booking direct. Works with Four Seasons, Mandarin Oriental, The Ritz Carlton, St Regis and more. We've booked £1.7 million of rooms to date. Click for details.

SME? GET THE ONLY FREE SMALL BUSINESS CREDIT CARD WHICH CAN EARN AVIOS

Get points worth 30,000 Avios with 'first year free' American Express Gold (ends 27th May)

The UK's biggest frequent flyer website uses cookies, which you can block via your browser settings. Continuing implies your consent to this policy. Our privacy policy is here.

Got it!