How to get 5,000+ extra Avios when applying for the Lloyds TSB Avios cards

Yesterday I wrote a long post about the new bonus on the Lloyds TSB Duo Avios credit cards.  You will get 15,000 Avios for taking out the free cards, and 20,000 Avios for the ‘Premium’ cards with the £50 annual fee.

I mentioned in that post that Quidco was offering £20 cashback for the free card.  It turns out that the Premier card is also on Quidco at £20.

Cashback site TopCashback also offers cashback on these cards, but it is not as high (£5 and £10) as Quidco.

As I posted last month, TopCashback now lets you take your cashback as Tesco Clubcard points!  Instead of receiving a £10 cashback payment into your bank account, they will send it to Tesco and issue it as Clubcard points, whilst giving you a 5% bonus on top to boot.

What I forgot when I wrote yesterdays post is that TopCashBack has a cashback guarantee that promises to match any other site (ie Quidco!).

So … this is how you should apply for the Lloyds Avios cards:

Join TopCashback!  If you use this link here, Head for Points receives £10 cashback when you join.  (Unfortunately, there is nothing extra in it for you, but I do appreciate it – remember that you receive Head for Points totally free!  There is no other referral offer which gives you a sign-up bonus.)

Use their cashback links here to apply for the Lloyds Avios cards

Take a screenshot of the Quidco cashback rates here and here

Follow the cashback guarantee process to get your cashback increased to £20 once it has tracked

Once you have received the £20, have TopCashBack pay it to Tesco instead of your bank account

Your £20 cashback will become, with the 5% Tesco conversion bonus, £21 of Clubcard points

You will be able to convert your £21 of Clubcard points into 5,040 Avios points or 5,250 Virgin Flying Club miles!  If you save your vouchers for the next conversion bonus, you will receive 40%-50% more Avios on top!

If you missed my original posts about TopCashBack and how you can convert your cashback to Tesco Clubcard vouchers, read this article and this article from last month.

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Want to earn more points from credit cards? – April 2025 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on the ‘free for a year’ American Express Preferred Rewards Gold card is increased from 20,000 Membership Rewards points to 30,000 points. Points convert 1:1 into Avios (30,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on American Express Platinum is increased from 50,000 Membership Rewards points to a huge 80,000 points. Points convert 1:1 into Avios (80,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review