Great new card offer – get 40,000 Avios with the Amex Business Gold Card

UPDATE – APRIL 2025:  This article is now out of date, but don’t worry.  We produce a monthly directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Cards’ menu above.  Thank you.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on the ‘free for a year’ American Express Preferred Rewards Gold card is increased from 20,000 Membership Rewards points to 30,000 points. Points convert 1:1 into Avios (30,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on American Express Platinum is increased from 50,000 Membership Rewards points to a huge 80,000 points. Points convert 1:1 into Avios (80,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

Keep up to date with the latest UK credit card bonuses by signing up for our free daily or weekly newsletters.

I tend not to cover small business credit cards on Head for Points because they don’t offer great value.

There are, for example, two British Airways American Express Corporate Cards, which I discuss in this post on the On Business loyalty scheme.  They are not desperately exciting, though, and usually have no sign-up bonus.

Reader Joe tipped me off about what is genuinely a fantastic offer.  Amex is currently offering 40,000 Membership Rewards points when you apply for the American Express Business Gold card.

See here for full details.

Here are the basics:

• The card carries an annual fee of £125.
• Membership Rewards points from small business cards go into a separate Membership Rewards account to any personal MR account you have.
• You need to spend £3,000 in three months to get the 40,000 Membership Rewards points
• You earn 1 point per £1 when you spend on the card

Now, the question is ‘what does Amex count as a small business?’.

Here are the qualifications from the Amex website:

“To apply for the Gold Business Card, you should be able to say yes to the following.

• I am aged 18 or over
• The company has been trading for more than one year and has a current UK Bank or Building Society account
• My personal income is over £20,000
• I have a permanent UK home address
• I/The Business have/has no County Court Judgements for non-payment of debt
• Pay annual fee of £125 (Tax deductable)

I understand that I will not be eligible for any Welcome Bonus award if I have held any American Express Charge Cards in the past six months.”

What is not fully clear to me is whether the last point applies to YOU or to your COMPANY.  Since this card is available to limited companies as well as sole traders, and as you need a company bank account to apply, I don’t see how the block on giving you the points if ‘you’ have any Amex Charge Cards could apply to a director, instead of the company itself.  I cannot be certain of this though.

It is certainly an offer worth a look if you have your own company.  If you have an Amex corporate card for your own small business, please share any experiences below.

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Want to earn more points from credit cards? – April 2025 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on the ‘free for a year’ American Express Preferred Rewards Gold card is increased from 20,000 Membership Rewards points to 30,000 points. Points convert 1:1 into Avios (30,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on American Express Platinum is increased from 50,000 Membership Rewards points to a huge 80,000 points. Points convert 1:1 into Avios (80,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review